Kesar Group Of Companies

You will be able to visit this company at stand(s) at the Indian Property Show

About us

“First comes thought; then organization of that thought into ideas and plans; then transformation of those plans into reality. The beginning, as you will observe, is in your imagination.” - Napolean Hill

Ever since inception, we at Kesar have never stopped thinking. Our thoughts have centred around newer ideas and plans aimed at lending innovation to architecture, thereby redefining it for the benefit of our esteemed customers. Our people-centric work-culture is geared towards the emancipation of our highly qualified & dedicated workforce as well as scores of family members residing in our various complexes. We believe it requires vision, initiative, patience, respect, persistence, courage and faith to be a transforming leader. The Kesar legacy traces its roots to the collective insight of two passionate minds possessing a keen interest and armed with a detailed understanding of India’s rapidly evolving real estate market. Mr Ashwin Gogari and Mr Ashok Gogari established the Kesar Group in 1992.

Mr Ashwin Gogari Chairman & Managing Director

The founder member of the Kesar Group with over 2 decades of experience in real estate is credited with an indepth understanding of the market and of building the group to its present position and

Mr Ashok Gogari Joint Managing Director

A co-founder armed with a financé background is credited for developing resources and land banks that have helped The Kesar Group reach the position it enjoys today.

The Kesar endeavour got new energy with Mr Rohan Gogari and Mr Aditya Gogari joining forces lending the enterprise a further fillip and fresh dynamism.

Mr Rohan Gogari Exe Director Armed with a BS Degree in Finance from Indiana USA has lent fresh perspective to Kesar operations by backward integrating into the highly specialised realms of Façade Engineering offering customers a one-stop-shop solution for all their needs. He is also credited for spearheading the construction of India’s first Intelligent Green Building, Kesar Solitaire.

Mr Aditya Gogari Exe. Director Presently completing his education in the USA for a business degree in Finance, he is poised to add newer ideas and fresh dynamism to the Group

Today, the group enjoys a firm foothold in Navi Mumbai and is expanding exponentially in other areas of Mumbai, Thane and other cities.

An ISO 9000 certification for the Kesar Garden project stands testimony to the Kesar’s unflinching philosophy in the pursuit of perfection.

Complimenting it will very soon be an ISO 14000 & 18001 and the prestigious LEEDS certification for Kesar Solitaire, India’s first Intelligent Green building.

The Kesar group is also in the process of acquiring a credit rating certification from DUN & BRADSHEET.

Infrastructure

You have all the reason in the world to achieve your grandest dreams. Imagination plus innovation equals realization.” Denis Waitley

At Kesar, we believe in being a change catalyst, a transformer of situations and events. We acknowledge making that level of a difference requires the use of an infrastructure capable of effecting it. Which is why, we subject our infrastructure to constant upgradation.

Our infrastructure is greatly bolstered by well conceived systems and processes geared to augment efficiency and enhance productivity. It is ably supported by extensive research and a stringent quality control mechanism thereby ensuring an upwardly mobile growth chart and impressive brand equity.

The Kesar Infrastructure symbolises the cohesive power of various specialized departments namely the Legal, Planning, Engineering , Architecture, Sales & Marketing, Finance, HR & Administration and Quality Control, working in synchrony in order to offer the ultimate in real estate infrastructure.

The use of state-of-the-art construction technologies further facilitates our objectives of setting the quality paradigms for the construction industry.

• Self compacting free flowing RMC
• Design specific Readymade Concrete M-75 used for the first time in the   country
• Thermal brake glazing for temperature control
• Specially selective glazing to enhance Façade Engineering standards
• Non corrosive materials for plumbing
• Water and waste management engineering
• Rain water harvesting

Our strength however lies in our over 200-strong manpower infrastructure

We believe it requires vision, initiative, patience, respect, persistence, courage and faith to be a transforming leader. Our hierarchy comprises leaders at every level right down to our highly skilled hands-on labour force; each individual driven by a unified zeal and resolve to make that vital difference ensuring that in the end; they, their work and the entire team stand out as torchbearers of path-breaking infrastructure.

Careers

Our Mission is to "Mastermind the Future" & be one of the most dynamic, innovative & reliable corporate houses in India. We aim to achieve international recognition by providing quality services, customer satisfaction and state-of-the-art projects.

With 200 strong workforce and quality projects in Navi Mumbai, Kesar is on the brink of expansion in Maharashtra state.

"Owning a home is a keystone of wealth.. both financial affluence and emotional security" – Suze Orman

Purchasing a Kesar home is probably one of the most simplified processes in the industry. Efforts have been made to create customer-friendly systems and procedures that go a long way in offering a stress-free and effortless atmosphere to all our esteemed clientele. The following FAQ aims at lending clarity to all your queries.

Home Loans

Who can apply for a housing loan?

Any person, including Non Resident Indians, with a steady source of income can borrow funds for financing the cost of a flat from housing finance companies and banks.

How much can a person borrow?

Loans are generally disbursed upto a maximum of 85% of the cost of the flat. The balance 15% cost of the flat is to be funded by the flat owner.

How do I apply for a Home Loan?

Approach a Housing Finance Company with the latest salary slip and TDS Form 16 of the last two financial years of yourself and your co-applicant. The loan officer will informally tell you the amount of loan you are eligible for, the areas in which they finance flats and the terms of the same. Collect a loan application form and confirm the needed documents (mainly proof of income). Visit more than one company since you are likely to get better terms/ larger loan amount if you shop for the best deal.

Can a Non Resident Indian avail of housing loans?

Yes. Repayment of loan should be made within a period not exceeding 20 years out of inward remittances or out of funds held in the borrower's NRE/FCNR/NRO accounts.

How much housing loan can one get?

It depends on a persons repaying capacity based on your income. You can add your spouse's income to increase the amount of loan.

What is the installment scheme in the event of Bank Finance?

The bank finances the customer at the time of booking and makes the payment on your behalf. The payments are linked to the progress of the building. The customer repays the bank over a longer period of approx. 20 years.

What is the installment scheme in the event of the customer self financing?

What is the Advance Disbursement Facility (ADF)

The Kesar Group, under this scheme receives the entire value of the flat from the bank on behalf of the customer. The return we discount all the future payments due from the customer at an interest rate that is higher than the rate of the interest of the home loan. 

What tax benefits are available in regards to the housing loans?

Tax benefits are available to consumers of house loans for the interest component as well as principal component of the housing loans. The current budget has left the upper limit of the interest payment deduction at Rs 150,000 per annum. The section 88 also allows tax benefits on principal repayments.

What is the reducing balance method of interest payment?

In reducing balance you reduce the amount of principal payment already paid by you from the initial loan amount. You pay interest only on principal unpaid till that point of time and not the entire loan amount.

What is floating interest rate?

In a floating interest rate, your interest payment will vary according to the market lending rate. If interest rates rise your interest payments will rise and vice-versa. You bear the risk of interest fluctuations in the market. Floating rates are slightly cheaper than fixed interest rates.

What is fixed interest rate?

In a fixed interest rate, your interest rate is fixed over the entire tenure of loan. For your loan requirements please contact:

What are the types of housing loans available?

Various housing loans are offered by financial institutions. Prominent among these are:

a)Home Loans - This is the basic housing loan for the purchase of a new home which covers cost of the flat and parking space, deposits and charges, stamp duty and registration charges.

b)Home Improvement Loans - For implementing repair works and renovations in a home that has already been purchased by you.

c)Home Construction Loans - For the construction of a new house.

d)Home Extension Loans - For expanding or extending an existing house.

e)Home Conversion Loans - The existing loan on a house is transferred to a new house, including the extra amount required, eliminating the need for pre-payment of the previous loan.

f)Land Purchase Loans - For both home construction or investment purposes.

g)Bridge Loans - For people who wish to sell the existing house and purchase another and need finance for the new house, until a buyer is found for the old house.

h)Balance Transfer - To pay off an existing housing loan and avail of the option of a loan with a lower rate of interest.

i)Refinance Loans - To pay off the debt you have incurred from private sources such as relatives and friends, for the purchase of your present house.

j)Loans To NRIs - As per requirements of NRIs who want to buy a house in India.  

 

Website : http://www.kesargroup.com

Properties

»Kesar Harmony
»Kesar Symphony